BSN COLLEGE FOOTBALL: THE 12-TEAM PLAYOFF FIELD DROPS WITH SHOCKWAVES, CONTROVERSY AND CHAOS
The College Football Playoff bracket dropped on Sunday, and the 12-team field will have college football fans debating the selections all week.
The chaos comes from the final four selections. A year after both programs were left looking into the postseason from the wrong side of the glass, Alabama and Miami finally got the break they needed and are in this year’s tournament.
The Crimson Tide and Hurricanes survived the final cutdown on Sunday, edging out Notre Dame for the last at-large berth.
Alabama is the second three-loss team to reach the 12-team field, but the Crimson Tide are the first to do so as an at-large selection. Three-loss Clemson reached the CFP last year, but the Tigers earned an automatic bid as ACC champions.
At the top of the field sits a story nobody saw coming a decade ago.
Indiana, undefeated Big Ten champions at 13–0, is crowned the No. 1 seed. The Hoosiers defeated Ohio State in the Big Ten Championship Game, winning the conference outright for the first time in 80 years (1945).
They’re joined by the No. 2 Buckeyes, No. 3 Georgia, and No. 4 Texas Tech as the four teams receiving first-round byes, each securing its place as one of the highest-ranked conference champions.
After No. 5 Oregon, No. 6 Ole Miss, No. 7 Texas A&M and No. 8 Oklahoma, the true disruption showed its ugly head.
For the first time in playoff history, two Group of Five champions punched their ticket into the bracket in the same year. Tulane, winners of the American at 11–2, and James Madison, 12–1 Sun Belt champions, earned automatic bids as top-25 conference winners.
JMU, only a few seasons removed from transitioning to the FBS, landed the No. 12 seed and a first-round matchup at Oregon. Tulane enters at No. 11 and draws Ole Miss in a rematch of a September blowout by the Rebels.
The most heated moment of the day came at the bubble line.
After weeks of being ranked ahead of Miami — including this past Tuesday when the committee released its final poll before the conference championships — Notre Dame fell out of the field entirely.
The Irish were No. 10 in Tuesday’s CFP rankings with Alabama No. 9. BYU was No. 11 and Miami No. 12.
Then came the conference championship games, and despite its 28–7 loss to Georgia in the SEC Title Game and a 10–3 record, the Crimson Tide stayed at No. 9, Miami moved to No. 10, and Notre Dame became the first team out, with BYU the second team out at No. 12.
Miami did not play on conference championship weekend. Neither did Notre Dame. Both beat Boise State — the lone opponent on either schedule that lifted a trophy Saturday. Yet the Irish saw their résumé strengthened and still fell backward.
The Irish reached the National Championship Game last year as a No. 7 seed, falling to No. 8 Ohio State.
According to CFP committee chair Hunter Yurachek, the committee had previously refused to compare the Hurricanes and Irish head-to-head because BYU separated them in the rankings. Once BYU fell, the committee finally put the two rivals side by side.
And when they did, Miami’s Week 1 win over Notre Dame — long ignored in previous rankings — became the deciding factor.
Meanwhile, Duke’s win over Virginia helped James Madison leap into the highest-ranked-champions group, pushing out others behind them and earning the Sun Belt its first-ever playoff berth.
The result is a bracket with everything: upsets waiting to happen, rematches, new blood, blue bloods, and fanbases ready to riot or rejoice.
HOW THE COMMITTEE VOTES
The College Football Playoff committee evaluates teams by comparing strength of schedule, head-to-head results, performances against common opponents, and any factors that may have affected a team’s season or could influence postseason readiness.
After reviewing each résumé, the committee ranks 25 teams. The five highest-ranked conference champions automatically qualify for the playoff, and the next seven highest-ranked teams fill the remaining spots.
If fewer than five champions are in the top 25, the committee continues ranking the remaining champions until five are included, placing any champion outside the top 12 at the bottom of the 12-team field.
The ranking process unfolds in four rounds. First, the committee selects the top four teams, which earn first-round byes. Next, it ranks teams five through eight, securing home games for those programs. Then it orders teams nine through twelve, designating the four visiting teams in the opening round while accommodating any conference champion that must be moved into the field.
The system is supposedly designed to balance merit, championships, and competitive fairness — even if it leaves plenty of room for debate. And it most certainly does.
In today’s vote, the committee elected to choose a second Group of Five team in James Madison University instead of an at-large such as Notre Dame.
THE PLAYOFF BRACKET
First-Round Byes (Top 4 Seeds)
No. 1 Indiana (13–0)
No. 2 Ohio State (12–1)
No. 3 Georgia (12–1)
No. 4 Texas Tech (12–1)
First-Round Games
No. 12 James Madison (12–1) at No. 5 Oregon (11–1)
No. 11 Tulane (11–2) at No. 6 Ole Miss (11–1)
No. 10 Miami (10–2) at No. 7 Texas A&M (11–1)
No. 9 Alabama (10–3) at No. 8 Oklahoma (10–2)
First-round games take place Dec. 19–20 on campus sites.
Quarterfinals follow on Dec. 31–Jan. 1, semifinals on Jan. 8–9, and the national champion will be crowned Jan. 19 at Hard Rock Stadium in Miami.
BSN SAYS
It’s important to remember that the CFP committee never promises to select the 12 best teams in college football — which, in our opinion, is ridiculous.
The system is built around ranking the top 25, taking the five highest-ranked conference champions, and then filling the remaining spots with the next seven highest-ranked teams.
If it were truly the 12 best teams according to the CFP rankings, Notre Dame would have been No. 11 and BYU No. 12. Tulane was ranked No. 20 and JMU No. 24.
In the AP Poll, Notre Dame was No. 9, Miami No. 20, Alabama No. 11, and BYU No. 12.
So while Tulane and James Madison are absolutely legitimate top-25 programs, their inclusion doesn’t automatically mean they are among the 12 strongest teams in the country — it simply means they met the criteria the format requires.
The playoff is designed to honor conference champions and reward résumés within that structure, not create a pure “best 12 teams” tournament, and that distinction matters every year a controversial bracket drops.
Until the format changes, teams like Notre Dame — and last year, Miami — will continue to miss the CFP.
Miami absolutely belonged in the bracket this year, but so did Notre Dame.
Where the logic becomes flawed is simple: if a September loss to Florida was enough to keep say a team like Texas out of an at-large bid, how does a loss to 5 win Florida State and 21-point loss to Georgia on Saturday not push a 10–3 Alabama team outside the top 12?
In this case, the committee clearly rewarded Alabama for reaching the SEC Championship Game and beating Georgia at home during the regular season, while Texas fell to the Dawgs 35–10 on November 10.
The Longhorns’ other two losses were at Ohio State by seven and at Florida by eight. The standard can’t shift depending on the color of the jersey or what the network prefers.
And let’s be honest about the Group of Five: if Tulane or JMU lined up against Notre Dame, Texas, BYU, or even Vanderbilt ten times, they’re losing eight or nine times.
One G5 team feels like a meaningful inclusion. Two feels like the committee was making a statement instead of building the strongest field available.
The calls for a 16-team playoff won’t fix anything. If we’re already arguing about No. 12 versus No. 13, we’ll argue just as loudly about No. 16 versus No. 17. College sports is built on debate — we fight about No. 69 and No. 70 every March.
Here’s the kicker: Florida’s new head coach Jon Sumrall may one day look back and laugh that he took Tulane to the College Football Playoff before he ever took Florida there.
No system is going to satisfy everyone. But whatever this year’s process was — the last-minute shuffling, the selective emphasis on head-to-head, the constantly changing evaluation criteria — this ain’t it.y